auto accident attorney
If you're injured in a car accident due to another driver's negligence, there is no guarantee your medical bills will be covered by that driver's car insurance company; or, if you are paid, that you will be justly compensated.
Insurance companies and their legal teams are well versed on how to minimize settlements claims in bodily injury cases, putting you at a decided disadvantage if you attempt to challenge them on your own.
When to Hire a Personal Injury Attorney
You should strongly consider hiring a personal injury lawyer if:
- You sustained serious injuries with possible long-term repercussions.
- The other involved driver was uninsured or underinsured.
- You and the other driver are in dispute over who was at fault.
- You are feeling pressured by the claims adjuster to agree to a quick settlement. Fast usually takes precedent over fair, often leading to rash decisions compounded by complicated insurance-speak in the settlement agreement.
- You don't feel you're being fully compensated for your current and future medical costs resulting from your car accident injury.
- You feel your state's statutes of limitation laws may come into effect before you can challenge the settlement claim on your own.
When Not to Hire a Personal Injury Lawyer
Do not hire a personal injury attorney if your car accident injuries are minor. Hiring an injury attorney for a bruised knee cap or arm abrasions will not justify the legal costs.
What to Expect if You Hire a Personal Injury Attorney
Don't expect a fast settlement check if you opt to take an insurance company to court with the help of a personal injury attorney. Each auto claim case is different, of course, but it's not unusual for some cases to take several years to be resolved. This is especially true in heavily populated areas with busy court calendars.
According to the American Bar Association (ABA) most personal injury lawyers work on a contingency basis. This means you will be charged a contingency fee based on the court settlement. Depending on the case and your attorney some contingency fees may be as high as 40%. Be sure, before hiring, to ask your lawyer for his or her contingency rate.
Keep in mind that you will also be responsible for paying all court-related fees like filing costs and copying expenses.
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If you've recently been in an auto accident, you may be concerned about working with insurance companies, recovering from any injuries you suffered, and repairing your car. But if you were the victim in an automobile accident, you should also be thinking about whether an auto accident lawyer can help you recover money to pay your accident-related bills and compensate you for pain and suffering.
When an accident is serious enough to cause fatal or severe injuries, or if alcohol was involved, the state will probably prosecute the driver who was at fault. But for all other car accidents, you, the other driver, and your insurance companies may be left to deal with medical bills and car repair expenses. Often these issues are ultimately resolved in court.
Causes of Automobile Accidents
There are many causes of automobile accidents. Among the more common:
- Distracted drivers, including drivers who are talking on the phone or texting, rubbernecking other accidents, fiddling with music, looking at the scenery, and paying attention to other passengers
- Drowsy drivers, including those who have been behind the wheel for more than two hours, those who are driving late at night or after a heavy meal, and those who have taken medicines that may cause drowsiness
- Impaired drivers, even if the driver isn't over the legal blood-alcohol limit
- Speeding
- Driving aggressively, including tailgating, failing to yield the right of way, yelling or making rude gestures at other drivers, ignoring traffic signals, and changing lanes frequently
- Weather, including rain, snow, fog, ice, sleet, and wind
If You Are an Automobile Accident Victim
Victims in an automobile accident may include the car's driver, passengers, by-standers, and even the spouse of an injured person.
All auto-accident victims may be able to recover money from the other driver, the owner of the car, and even the driver's employer to pay for the damage to your car, your current and future medical bills, and any permanent injuries you may have suffered. You may even be able to get punitive damages, which are designed to punish the other driver for his or her action.
If you are contacted by the other driver's insurance company, you do not need to provide them with any information other than your basic contact information. Nor should you feel pressured to provide them with an immediate description of your injuries. A personal injury lawyer who handles auto accident injuries can help you negotiate with the other driver's insurance company or decide whether your case should be heard in court.
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